Business Analyst (Card Acquiring / E-commerce)
Ecommpay is on a mission to build a global, data-driven payment ecosystem. We help top e-commerce companies to grow globally with local bespoke solutions. You have a unique chance to be the driving force behind Ecommpay's payment platform as a Business Analyst (Card Acquiring / E-commerce).
The Business Analyst will work closely with product, development, QA, scheme representatives, and external partners, contributing to the evolution of a scalable, compliant, and scheme-certified card acquiring solution.
Responsibilities
Gather, analyze, and formalize business requirements for e-commerce card acquiring and payment flows
Translate business needs into clear functional specs, user stories, and acceptance criteria
Own assigned payment components or domains end-to-end, ensuring clarity and correctness of business logic
Analyze and document authorization, clearing, settlement, reconciliation, tokenization, and 3DS flows
Ensure full compliance with card scheme rules and participate in scheme-related initiatives and assessments
Work directly with merchants, payment partners, and schemes to define integration requirements
Act as a bridge between business stakeholders and technical teams
Create and maintain process models, flow diagrams, and functional documentation (BPMN/UML or similar)
Collaborate within Scrum teams on refinement, sprint planning, and multi-stream delivery
Requirements
3+ years of experience as a Business Analyst in payments, fintech, or card acquiring, with hands-on e-commerce acquiring exposure
Strong domain knowledge of authorization, clearing, settlement, reconciliation, tokenization, and 3DS flows
Solid understanding of Visa and Mastercard scheme rules within a regulated European payments environment
Working knowledge of PSD2, SCA, and GDPR, with ability to embed regulatory needs into functional requirements
Excellent analytical thinking and process modelling skills
Ability to clearly communicate complex payment concepts to both technical and non-technical stakeholders
Comfortable working with APIs, integrations, and high-level transaction lifecycles (without deep technical ownership)
Proficiency in English
Proactive, ownership-driven mindset suited to fast-growing product environments
What we offer
Make your mark on a fast-growing fintech industry becoming part of 500+ team with 4 offices worldwide
Enhance your skills with our own Academy and receive compensation for additional trainings and courses to foster your growth
Earn performance-based bonuses tied to achieved KPIs
Accumulate your Loyalty Days as a reward for your years of commitment
Get an extra paid day off to celebrate your birthday
Enjoy the flexibility of a hybrid work model
Receive generous health insurance including dental, 5 Health Leave days per year and access to a private gym in the office
Salary Range: 3000 - 4300 EUR Gross/month
At Ecommpay, you get to work in a flat, open and free environment, surrounded by committed, smart and talented colleagues from various cultural and academic backgrounds. Ecommpay is committed to giving people the opportunity to grow, and you’ll be able to develop your role over time.
Let's grow!
Should you require any support or require alternative formats of our vacancies below please contact Natalja Krumina at nkrumina@ecommpay.com
- Locations
- Riga
- Remote status
- Hybrid
About Ecommpay
Ecommpay is on the mission to build a global, data driven payment ecosystem to help ecommerce companies to grow
We strive to improve the efficiency of the world by simplifying money flow. We embrace our employees to evolve as individuals and optimistically conquer challenges at every corner.